Preheat oven to 350 degrees
With an electric mixer blend cream cheese and sour cream until smooth and fluffy.
Blend in Monterey jack cheese.
Spread in the bottom of a 9x13 dish.
Saute onion and bell pepper in olive oil on low until softened.
Sprinkle across cream cheese mixture.
Drain chicken if using canned and sprinkle over onions and peppers.
Shake 3 tablespoons or more of Texas Pete hot sauce over chicken. (Be generous)
Drain and wash black beans and scatter them over the chicken.
Layer on tomatoes and jalapenos.
Sprinkle with cheese (yes you can use more if you want)
Bake in the oven for 25 minutes or until cheese is melted and bubbly.
Chop Cilantro and scatter over the top.
Serve with tortilla chips.